Comprehensive
(High Cover)
In Hospital: Covered 100% of scheme rate
Out of Hospital: 9 antenatal consultations, 1 postnatal consutlation, 2x 2D scans, antenatal supplements, 1x Lactation consultation
In Hospital: Unlimited. Access to Private Ward
Out of Hospital: 12 Antenatal
GP/Midwife/Gynae visits, 2 x 2D scans, 1 amniocentesis, 4 post natal visits with a midwife, R1,500 antenatal classes, private ward for birth
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for caesarean.
Private ward up to R2,600
Out of Hospital: 12 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2x 2D scans, R5,650 for essential registered devices (25% co-pay applies), 5 pre- or postnatal classes (refer to member guide for all listed benefits)
In Hospital: Unlimited at cost with network specialists and GPs. Private ward cover when available for maternity admissions. 2x 2D scans, antenatal classes R1,160, 12 ante-and/or postnatal consultations with a midwife, network GP or gynaecologist,
amniocentesis. Four postnatal midwife consultations both in-and-out of hospital
Out of Hospital: Subject to Savings, OHEB and Threshold
Additional Cover: x12 Ante- and postnatal consults, x2 2D scans, antenatal classes up to R1,160, doula benefit of R3,600 per
delivery
In Hospital: Unlimited. Home Delivery limit of R15,600
Out of Hospital: 10 pregnancy
consultations (pro-rata) & 2 x 2D scans per family & 2 paediatrician visits in baby first year. (refer to member guide for full benefits)
In Hospital: Unlimited
Out of Hospital: 12 antenatal visits, 2 scans, 2 paediatric visits in baby’s first year, 1 nurse home visit 1st day after discharge, 2 weeks and 6 weeks after initial visit – subject to registration on maternity programme (refer to member guide)
In Hospital: 3 days normal delivery, 4 days ceasarean section
Out of Hospital: 2 2D scans, 13 ante- /postnatal visits, 1 lactation consult, 1 nutrician consult, 1 NIPT, post- natal home-based care
Comprehensive
(High Cover)
In Hospital: Covered 100% of scheme rate
Out of Hospital: 9 antenatal consultations, 1 postnatal consutlation, 2x 2D scans, antenatal supplements, 1x Lactation consultation
In Hospital: Unlimited
Out of Hospital: 12 Antenatal
GP/Midwife/Gynae visits, 2 2D scans, 1 amniocentesis, 4 post natal visits with a midwife, R1,500 antenatal classes
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In Hospital: Unlimited. Home Delivery limit of R15,600
Out of Hospital: 10 pregnancy
consultations (pro-rata) & 2 x 2D scans per family & 2 paediatrician visits in baby first year. (refer to member guide for full benefits)
In Hospital: Unlimited
Out of Hospital: 12 antenatal visits, 2 scans, 2 paediatric visits in baby’s first year, 1 nurse home visit 1st day after discharge, 2 weeks and 6 weeks after initial visit – subject to registration on maternity programme (refer to member guide)
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Comprehensive
(Medium to High Cover)
In Hospital: Covered 100% of scheme rate
Out of Hospital: 9 antenatal consultations, 1 postnatal consutlation, 2x 2D scans, antenatal supplements, 1x Lactation consultation
In Hospital: Unlimited
Out of Hospital: 12 Antenatal
GP/Midwife/Gynae visits, 2 2D scans, 1 amniocentesis, 4 post natal visits with a midwife, R1,500 antenatal classes
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for caesarean
Out of Hospital: 8 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2 ultrasound scans, 5 pre- or postnatal classes (refer to member guide for all listed benefits)
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In Hospital: Unlimited. Home Delivery limit of R15,600
Out of Hospital: 10 pregnancy
consultations (pro-rata) & 2 x 2D scans per family & 2 paediatrician visits in baby first year. (refer to member guide for full benefits)
In Hospital: Unlimited
Out of Hospital: 12 antenatal visits, 2 scans, 2 paediatric visits in baby’s first year, 1 nurse home visit 1st day after discharge, 2 weeks and 6 weeks after initial visit – subject to registration on maternity programme (refer to member guide)
In Hospital: 3 days normal delivery, 4 days ceasarean section
Out of Hospital: 2 2D scans, 13 ante- /postnatal visits, 1 lactation consult, 1 nutrician consult, 1 NIPT, post- natal home-based care
Comprehensive
(Medium to High Cover)
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In Hospital: Unlimited
Out of Hospital: 12 Antenatal
GP/Midwife/Gynae visits, 2 2D scans, 1 amniocentesis, 4 post natal visits with a midwife, R1,500 antenatal classes
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for caesarean
Out of Hospital: 8 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2 ultrasound scans, 5 pre- or postnatal classes (refer to member guide for all listed benefits)
In Hospital: Unlimited at cost with network specialists and GPs
Out of Hospital: x12 Ante- and postnatal consults, x2 2D scans, doula benefit of R3,600 per deliver, antenatal classes up to R1,160. Thereafter paid from Savings or self-funded
In Hospital: Unlimited. Home Delivery limit of R15,600
Out of Hospital: 10 pregnancy
consultations (pro-rata) & 2 x 2D scans per family & 2 paediatrician visits in baby first year. (refer to member guide for full benefits)
In Hospital: Unlimited
Out of Hospital: 12 antenatal visits, 2 scans, 2 paediatric visits in baby’s first year, 1 nurse home visit 1st day after discharge, 2 weeks and 6 weeks after initial visit – subject to registration on maternity programme (refer to member guide)
In Hospital: 3 days normal delivery, 4 days ceasarean section
Out of Hospital: 2 2D scans, 13 ante- /postnatal visits, 1 lactation consult, 1 nutrician consult, 1 NIPT, post- natal home-based care
Comprehensive
(Medium to High Cover)
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In Hospital: Unlimited
Out of Hospital: 12 Antenatal
GP/Midwife/Gynae visits, 2 2D scans, 1 amniocentesis, 4 post natal visits with a midwife, R1,500 antenatal classes
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for caesarean
Out of Hospital: 8 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2 ultrasound scans, 5 pre- or postnatal classes (refer to member guide for all listed benefits)
In Hospital: Unlimited at cost with network specialists and GPs
Out of Hospital: x12 Ante- and postnatal consults, x2 2D scans, doula benefit of R3,600 per deliver, antenatal classes up to R1,160. Thereafter paid from Savings or self-funded
In Hospital: Unlimited. Home Delivery limit of R15,600
Out of Hospital: 10 pregnancy
consultations (pro-rata) & 2 x 2D scans per family & 2 paediatrician visits in baby first year. (refer to member guide for full benefits)
In Hospital: Unlimited
Out of Hospital: 12 antenatal visits, 2 scans, 2 paediatric visits in baby’s first year, 1 nurse home visit 1st day after discharge, 2 weeks and 6 weeks after initial visit – subject to registration on maternity programme (refer to member guide)
In Hospital: 3 days normal delivery, 4 days ceasarean section
Out of Hospital: 2 2D scans, 13 ante- /postnatal visits, 1 lactation consult, 1 nutrician consult, 1 NIPT, post- natal home-based care
Hospital & Savings
(Low to Medium Cover)
In Hospital: Covered 100% of scheme rate
Out of Hospital: 9 antenatal consultations, 1 postnatal consultation, 2x 2D scans, antenatal supplements, 1x Lactation consultation
In Hospital: Unlimited
Out of Hospital: 12 Antenatal
GP/Midwife/Gynae visits, 2 2D scans, 1 amniocentesis, 4 post natal visits with a midwife, R1,500 antenatal classes
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for caesarean
Out of Hospital: 8 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2 ultrasound scans, 5 pre- or
postnatal classes (refer to member guide for all listed benefits)
In Hospital: Unlimited at cost with network specialists and GPs
Out of Hospital: x12 Ante- and postnatal consults, x2 2D scans, doula benefit of R3,600 per deliver, antenatal classes up to R1,160. Thereafter paid from Savings or self-funded
In Hospital: Unlimited. Home Delivery limit of R15,600
Out of Hospital: 10 pregnancy
consultations (pro-rata) & 2 x 2D scans per family & 2 paediatrician visits in baby first year. (refer to member guide for full benefits)
In Hospital: Unlimited
Out of Hospital: 12 antenatal visits, 2 scans, 2 paediatric visits in baby’s first year, 1 nurse home visit 1st day after discharge, 2 weeks and 6 weeks after initial visit – subject to registration on maternity programme (refer to member guide)
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Hospital & Savings
(Low to Medium Cover)
In Hospital: Covered 100% of scheme rate
Out of Hospital: 6 antenatal consultations, 2x 2D ultrasound scans, 1x Lactation consultation
In Hospital: Unlimited
Out of Hospital: 6 Antenatal
GP/Midwife/Gynae visits, 2 2D scans, 1 amniocentesis, 4 post natal visits with a midwife
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for caesarean
Out of Hospital: 8 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2 ultrasound scans, 5 pre- or
postnatal classes (refer to member guide for all listed benefits)
In Hospital: Unlimited at cost with network specialists and GPs
Out of Hospital: x8 Ante- and postnatal consults, x2 2D scans, doula benefit of R3,600 per deliver, antenatal classes up to R1,160. Thereafter paid from Savings or self-funded
In Hospital: Unlimited. R15,600 for home births, pre-auth req.
Out of Hospital: 2 x 2D sonars & 2 consult at dietician, ante-natal classes. Pre- & postnatal care: 10 consultations with midwife, GP, gynae. (refer to member guide for full benefits)
In Hospital: Unlimited
Out of Hospital: 12 antenatal visits, 2 scans, 2 paediatric visits in baby’s first year, 1 nurse home visit 1st day after discharge, 2 weeks and 6 weeks after initial visit – subject to registration on maternity programme (refer to member guide)
In Hospital: 3 days normal delivery, 4 days ceasarean section
Out of Hospital: 2 2D scans, 6 ante- /postnatal consults
Hospital & Savings
(Low to Medium Cover)
In Hospital: Covered 100% of scheme rate
Out of Hospital: 6 antenatal consultations, 2x 2D ultrasound scans, 1x Lactation consultation
In Hospital: Unlimited
Out of Hospital: 6 Antenatal
GP/Midwife/Gynae visits, 2 2D scans, 1 amniocentesis, 4 post natal visits with a midwife
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for caesarean
Out of Hospital: 8 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2 ultrasound scans, 5 pre- or
postnatal classes (refer to member guide for all listed benefits)
In Hospital: Unlimited at cost with network specialists and GPs
Out of Hospital: x4 postnatal visits with midwife, x8 ante- and postnatal visits, x2 2D scans, doula benefit up to R3,000 per delivery, antenatal classes up to R1,160. Thereafter paid from Savings or self-funded
In Hospital: Unlimited. Home Delivery limit of R15,600
Out of Hospital: 10 pregnancy
consultations (pro-rata) & 2 x 2D scans per family & 2 paediatrician visits in baby first year. (refer to member guide for full benefits)
In Hospital: Unlimited
Out of Hospital: 12 antenatal visits, 2 scans, 2 paediatric visits in baby’s first year, 1 nurse home visit 1st day after discharge, 2 weeks and 6 weeks after initial visit – subject to registration on maternity programme (refer to member guide)
In Hospital: 3 days normal delivery, 4 days ceasarean section
Out of Hospital: 2 2D scans, 6 ante- /postnatal consults
Hospital & Savings
(Low to Medium Cover)
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In Hospital: Unlimited
Out of Hospital: 6 Antenatal
GP/Midwife/Gynae visits, 2 2D scans, 1 amniocentesis, 4 post natal visits with a midwife
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for caesarean
Out of Hospital: 8 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2 ultrasound scans, 5 pre- or
postnatal classes (refer to member guide for all listed benefits)
In Hospital: Unlimited at cost with network specialists and GPs
Out of Hospital: x4 postnatal visits with midwife, x8 ante- and postnatal visits, x2 2D scans, doula benefit up to R3,000 per delivery, antenatal classes up to R1,160. Thereafter paid from Savings or self-funded
In Hospital: Unlimited. Home Delivery limit of R15,600
Out of Hospital: 10 pregnancy
consultations (pro-rata) & 2 x 2D scans per family & 2 paediatrician visits in baby first year. (refer to member guide for full benefits)
In Hospital: Unlimited
Out of Hospital: 12 antenatal visits, 2 scans, 2 paediatric visits in baby’s first year, 1 nurse home visit 1st day after discharge, 2 weeks and 6 weeks after initial visit – subject to registration on maternity programme (refer to member guide)
In Hospital: 3 days normal delivery, 4 days ceasarean section
Out of Hospital: 2 2D scans, 6 ante- /postnatal consults
Capitation
(Low Cover)
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In Hospital: Unlimited on the BonStart Plus Hospital Network. Neonatal care limited to R52,360 per family, emergency approved Csections
only – Mananged Care protocols
apply
Out of Hospital: 6 Antenatal
GP/Midwife/Gynae visits, 2 2D scans, 1 amniocentesis, 4 post natal visits with a midwife
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for emergency caesarean
Out of Hospital: 8 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2 ultrasound scans, 5 pre- or postnatal classes subject to GP Smart Network only (refer to member guide for all listed benefits)
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In Hospital: Unlimited
Out of Hospital: 12 antenatal visits, 2 scans, 2 paediatric visits in babys first year, 1 nurse home visit 1st day after discharge and 2 weeks after initial visit – subject to registration on maternity programme (refer to member guide)
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Capitation
(Low Cover)
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In Hospital: Unlimited on the BonStart Hospital Network. Neonatal care limited to
R52,360 per family, emergency approved Csections only – Mananged Care protocols apply
Out of Hospital: No Benefit
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for emergency caesarean
Out of Hospital: 8 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2 ultrasound scans, 5 pre- or postnatal classes subject to GP Smart Network only (refer to member guide for all listed benefits)
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In Hospital: Unlimited. R51,000 for neonatal admission. Emegency C-section only, preauth req.
Out of Hospital: No Benefits (refer to member guide for full benefits)
In Hospital: Unlimited
Out of Hospital: 12 antenatal visits, 2 scans, 2 paediatric visits in babys first year, 1 nurse home visit 1st day after discharge and 2 weeks after initial visit – subject to registration on maternity programme (refer to member guide)
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Hospital Plan
(Hospitalization Cover)
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In Hospital: Unlimited
Out of Hospital: 6 Antenatal
GP/Midwife/Gynae visits, 2 2D scans, 1 amniocentesis, 4 post natal visits with a midwife
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for caesarean
Out of Hospital: 8 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2 ultrasound scans, 5 pre- or postnatal classes (refer to member guide for all listed benefits)
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Hospital Plan
(Hospitalization Cover)
In Hospital: Covered 100% of scheme rate
Out of Hospital: 6 antenatal consultations, 2x 2D ultrasound scans, 1x Lactation consultation
In Hospital: Unlimited
Out of Hospital: 6 Antenatal
GP/Midwife/Gynae visits, 2 2D scans, 1 amniocentesis, 4 post natal visits with a midwife
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for caesarean
Out of Hospital: 8 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2 ultrasound scans, 5 pre- or postnatal classes (refer to member guide for all listed benefits)
In Hospital: Unlimited at cost with network specialists and GPs
Out of Hospital: Doula benefit of R3,600 per delivery. Postnatal midwifery benefit
In Hospital: Unlimited. Home Delivery limit of R15,600
Out of Hospital: 10 pregnancy
consultations (pro-rata) & 2 x 2D scans per family & 2 paediatrician visits in baby first year. (refer to member guide for full benefits)
In Hospital: Unlimited
Out of Hospital: 12 antenatal visits, 2 scans, 2 paediatric visits in babys first year, 1 nurse home visit 1st day after discharge and 2 weeks after initial visit – subject to registration on maternity programme (refer to member guide)
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Hospital Plan
(Hospitalization Cover)
In Hospital: Covered 100% of scheme rate
Out of Hospital: 6 antenatal consultations, 2x 2D ultrasound scans, 1x Lactation consultation
In Hospital: Unlimited
Out of Hospital: 6 Antenatal
GP/Midwife/Gynae visits, 2 2D scans, 1 amniocentesis, 4 post natal visits with a midwife
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for caesarean
Out of Hospital: 8 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2 ultrasound scans, 5 pre- or postnatal classes (refer to member guide for all listed benefits)
In Hospital: Unlimited at cost with network specialists and GPs
Out of Hospital: Doula benefit of R3,600 per delivery. Postnatal midwifery benefit
In Hospital: Unlimited. Home Delivery limit of R15,600
Out of Hospital: 10 pregnancy
consultations (pro-rata) & 2 x 2D scans per family & 2 paediatrician visits in baby first year. (refer to member guide for full benefits)
In Hospital: Unlimited
Out of Hospital: 12 antenatal visits, 2 scans, 2 paediatric visits in babys first year, 1 nurse home visit 1st day after discharge and 2 weeks after initial visit – subject to registration on maternity programme (refer to member guide)
In Hospital: 3 days normal delivery, 4 days ceasarean section
Out of Hospital: No Benefit, subject to PMB
Primary Care
(Network & Income Based)
In Hospital: Covered 100% of scheme rate
Out of Hospital: Subject to Provider Network. 6 antenatal consultations, 2x 2D scans
In Hospital: Neonatal care limited to R52,960 per family
Out of Hospital: Antenatal Consultations subject to GP and Specialist consultation benefits (includes 2 2D scans). 4 Visits with a midwife after delivery
In Hospital: 3 days & 2 nights for natural birth / 4 days & 3 nights for emergency caesarean
Out of Hospital: 8 Antenatal visit (GP/Gynae/Midwife), 1 NIPT test, selected blood tests, 2 ultrasound scans, 5 pre- or postnatal classes (refer to member guide for all listed benefits) (refer to member guide for all listed benefits)
In Hospital: Unlimited at cost with network specialists and GPs. Non-network GPs and Specialists limited to R2,500 pfpa
Out of Hospital: Subject to Savings or self-funded
In Hospital: Unlimited. R15,600 for home births, pre-auth req.
Out of Hospital: 2 x 2D sonars & 2 consult at dietician, ante-natal classes. Pre- & postnatal care: 10 consultations with midwife, GP, gynae. (refer to member guide for full benefits)
In Hospital: Unlimited. Caesarean sections: Emergency cover only
Out of Hospital: 7 antenatal visits, 1 nurse home visit after discharge, 2 growth scans, 2 paediatric visits in baby’s first year, subject to registration on maternity programme
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