Comprehensive
(High Cover)
Holiday and Business travel: Limited to 45 days and R500,000 cover for travel to the USA. All other countries covered up to 90 days, with R3 million per family, i.e. member and dependents.
EuropAssist. Up to R10m per family for medical emergencies. Additional benefit for compulsory COVID-19 tests and medical quarantine up to R10,000 per person
Cover up to R5 million per beneficiary per journey for emergency hospitalisation, incl
emergency evacuation & transportation. Max of 90 days from date of departure. Specific
rules apply and pre-existing conditions are excluded
Europ Assistance. R5 million for emergency medical and related expenses ltd to 45 days per journey for both leisure and business travel (must declare)
Maximum of 90 days cover in emergencies only, from date of departure. Transport by Road: R2,400 per case, by Air: R16,100 per case
Emergency cover by ISOS: R8.22 million pb per 90 day journey (incl. R15,500 cover each for emergency Optometry and Dentistry and R765,000 terrorism cover). R1,960 co-pay per outpatient claim
International SOS. R8 million per beneficiary per 150 day journey. R2,000 excess pb p/journey on out-of-hospital expenses. Limited to R10,000, subject to availability of day-to-day benefits on this option
Comprehensive
(High Cover)
Holiday and Business travel: Limited to 45 days and R500,000 cover for travel to the
USA. All other countries covered up to 90 days, with R3 million per family, i.e. member and dependents.
EuropAssist. Up to R10m per family for medical emergencies. Additional benefit for compulsory COVID-19 tests and medical quarantine up to R10,000 per person
–
–
Maximum of 90 days cover in emergencies only, from date of departure. Transport by Road: R2,400 per case, by Air: R16,100 per case
Emergency cover by ISOS: R8.22 million pb per 90 day journey (incl. R15,500 cover each for emergency Optometry and Dentistry and R765,000 terrorism cover). R1,960 co-pay per outpatient claim
–
Comprehensive
(Medium to High Cover)
Holiday and Business travel: Limited to 45 days and R500,000 cover for travel to the
USA. All other countries covered up to 90 days, with R3 million per family, i.e. member and dependents.
EuropAssist. Up to R10m per family for medical emergencies. Additional benefit for compulsory COVID-19 tests and medical quarantine up to R10,000 per person
Cover up to R5 million per beneficiary per journey for emergency hospitalisation, incl emergency evacuation & transportation. Max of 90 days from date of departure. Specific rules apply and pre-existing conditions are excluded
–
Maximum of 90 days cover in emergencies only, from date of departure. Transport by Road: R2,400 per case, by Air: R16,100 per case
Emergency cover by ISOS: R8.22 million pb per 90 day journey (incl. R15,500 cover each for emergency Optometry and Dentistry and R765,000 terrorism cover). R1,960 co-pay per outpatient claim
International SOS. R8 million per beneficiary per 150 day journey. R2,000 excess pb p/journey on out-of-hospital expenses. Limited to R10,000, subject to availability of day-to-day benefits on this option
Comprehensive
(Medium to High Cover)
–
EuropAssist. Emergency Evacuation: R5m per beneficiary, R10m per family. Medical Expenses: R5m per beneficiary, R10m per family. R1,000 excess per claim. Specific exclusions on medical conditions may apply
Cover up to R5 million per beneficiary per journey for emergency hospitalisation, incl
emergency evacuation & transportation. Max of 90 days from date of departure. Specific
rules apply and pre-existing conditions are excluded
Europ Assistance. R5 million for emergency medical and related expenses ltd to 45 days per journey for both leisure and business travel
Maximum of 90 days cover in emergencies only, from date of departure. Transport by Road: R2,050 per case, by Air: R13,700 per case
Emergency cover by ISOS: R8.22 million pb per 90 day journey (incl. R15,500 cover each for emergency Optometry and Dentistry and R765,000 terrorism cover). R1,960 co-pay per outpatient claim
International SOS. R8 million per beneficiary per 150 day journey. R2,000 excess pb p/journey on out-of-hospital expenses. Limited to R10,000, subject to availability of day-to-day benefits on this option
Comprehensive
(Medium to High Cover)
–
EuropAssist. Up to R10m per family for medical emergencies. Additional benefit for compulsory COVID-19 tests and medical quarantine up to R10,000 per person
Cover up to R5 million per beneficiary per journey for emergency hospitalisation, incl emergency evacuation & transportation. Max of 90 days from date of departure. Specific rules apply and pre-existing conditions are excluded
Europ Assistance. R5 million for emergency medical and related expenses ltd to 45 days per journey for both leisure and business travel
Maximum of 90 days cover in emergencies only, from date of departure. Transport by Road: R2,400 per case, by Air: R16,100 per case
Emergency cover by ISOS: R8.22 million pb per 90 day journey (incl. R15,500 cover each for emergency Optometry and Dentistry and R765,000 terrorism cover). R1,960 co-pay per outpatient claim
International SOS. R8 million per beneficiary per 150 day journey. R2,000 excess pb p/journey on out-of-hospital expenses. Limited to R10,000, subject to availability of day-to-day benefits on this option
Hospital & Savings
(Low to Medium Cover)
Holiday and Business travel: Limited to 45 days and R500,000 cover for travel to the
USA. All other countries covered up to 90 days, with R3 million per family, i.e. member and dependents.
EuropAssist. Up to R10m per family for medical emergencies. Additional benefit for compulsory COVID-19 tests and medical quarantine up to R10,000 per person
Cover up to R5 million per beneficiary per journey for emergency hospitalisation, incl
emergency evacuation & transportation. Max of 90 days from date of departure. Specific
rules apply and pre-existing conditions are excluded
Europ Assistance. R5 million for emergency medical and related expenses ltd to 45 days per journey for both leisure and business travel
Maximum of 90 days cover in emergencies only, from date of departure. Transport by Road: R2,050 per case, by Air: R13,700 per case
Emergency cover by ISOS: R8.22 million pb per 90 day journey (incl. R15,500 cover each for emergency Optometry and Dentistry and R765,000 terrorism cover). R1,960 co-pay per outpatient claim
–
Hospital & Savings
(Low to Medium Cover)
Holiday and Business travel: Limited to 45 days and R500,000 cover for travel to the
USA. All other countries covered up to 90 days, with R3 million per family, i.e. member and dependents.
EuropAssist. Up to R10m per family for medical emergencies. Additional benefit for compulsory COVID-19 tests and medical quarantine up to R10,000 per person
Cover up to R5 million per beneficiary per journey for emergency hospitalisation, incl
emergency evacuation & transportation. Max of 90 days from date of departure. Specific
rules apply and pre-existing conditions are excluded
Europ Assistance. R5 million for emergency medical and related expenses ltd to 45 days per journey for both leisure and business travel
Maximum of 90 days cover in emergencies only, from date of departure. Transport by Road: R2,400 per case, by Air: R16,100 per case
Emergency cover by ISOS: R8.22 million pb per 90 day journey (incl. R15,500 cover each for emergency Optometry and Dentistry and R765,000 terrorism cover). R1,960 co-pay per outpatient claim
International SOS. R2,5 million per beneficiary per 150 day journey. No Benefit for out-of-hospital expenses
Hospital & Savings
(Low to Medium Cover)
Holiday and Business travel: Limited to 45 days and R500,000 cover for travel to the
USA. All other countries covered up to 90 days, with R3 million per family, i.e. member and dependents.
EuropAssist. Up to R10m per family for medical emergencies. Additional benefit for compulsory COVID-19 tests and medical quarantine up to R10,000 per person
Cover up to R5 million per beneficiary per journey for emergency hospitalisation, incl
emergency evacuation & transportation. Max of 90 days from date of departure. Specific
rules apply and pre-existing conditions are excluded
Europ Assistance. R5 million for emergency medical and related expenses ltd to 45 days per journey for both leisure and business travel
Maximum of 90 days cover in emergencies only, from date of departure. Transport by Road: R2,400 per case, by Air: R16,100 per case
Emergency cover by ISOS: R8.22 million pb per 90 day journey (incl. R15,500 cover each for emergency Optometry and Dentistry and R765,000 terrorism cover). R1,960 co-pay per outpatient claim
International SOS. R2,5 million per beneficiary per 150 day journey. No Benefit for out-of-hospital expenses
Hospital & Savings
(Low to Medium Cover)
–
EuropAssist. Up to R10m per family for medical emergencies. Additional benefit for compulsory COVID-19 tests and medical quarantine up to R10,000 per person
Cover up to R5 million per beneficiary per journey for emergency hospitalisation, incl
emergency evacuation & transportation. Max of 90 days from date of departure. Specific
rules apply and pre-existing conditions are excluded
Europ Assistance. R5 million for emergency medical and related expenses ltd to 45 days per journey for both leisure and business travel
Maximum of 90 days cover in emergencies only, from date of departure. Transport by Road: R2,400 per case, by Air: R16,100 per case
Emergency cover by ISOS: R8.22 million pb per 90 day journey (incl. R15,500 cover each for emergency Optometry and Dentistry and R765,000 terrorism cover). R1,960 co-pay per outpatient claim
International SOS. R2,5 million per beneficiary per 150 day journey. No Benefit for out-of-hospital expenses
Capitation
(Low Cover)
–
EuropAssist. Up to R10m per family for medical emergencies. Additional benefit for compulsory COVID-19 tests and medical quarantine up to R10,000 per person
Cover up to R5 million per beneficiary per journey for emergency hospitalisation, incl
emergency evacuation & transportation. Max of 90 days from date of departure. Specific
rules apply and pre-existing conditions are excluded
–
–
Emergency cover by ISOS: R5 million pb per 90 day journey (incl. R15,500 cover each for emergency Optometry and Dentistry and R765,000 terrorism cover). R1,960 co-pay per outpatient claim
–
Capitation
(Low Cover)
–
EuropAssist. Up to R10m per family for medical emergencies. Additional benefit for compulsory COVID-19 tests and medical quarantine up to R10,000 per person
Cover up to R5 million per beneficiary per journey for emergency hospitalisation, incl
emergency evacuation & transportation. Max of 90 days from date of departure. Specific
rules apply and pre-existing conditions are excluded
–
No Benefit
Emergency cover by ISOS: R5 million pb per 90 day journey (incl. R15,500 cover each for emergency Optometry and Dentistry and R765,000 terrorism cover). R1,960 co-pay per outpatient claim
–
Hospital Plan
(Hospitalization Cover)
–
EuropAssist. Up to R10m per family for medical emergencies. Additional benefit for compulsory COVID-19 tests and medical quarantine up to R10,000 per person
Cover up to R5 million per beneficiary per journey for emergency hospitalisation, incl
emergency evacuation & transportation. Max of 90 days from date of departure. Specific
rules apply and pre-existing conditions are excluded
–
–
–
–
Hospital Plan
(Hospitalization Cover)
Holiday and Business travel: Limited to 45 days and R500,000 cover for travel to the
USA. All other countries covered up to 90 days, with R3 million per family, i.e. member and dependents.
EuropAssist. Up to R10m per family for medical emergencies. Additional benefit for compulsory COVID-19 tests and medical quarantine up to R10,000 per person
Cover up to R5 million per beneficiary per journey for emergency hospitalisation, incl
emergency evacuation & transportation. Max of 90 days from date of departure. Specific
rules apply and pre-existing conditions are excluded
Europ Assistance. R5 million for emergency medical and related expenses ltd to 45 days per journey for both leisure and business travel
Maximum of 90 days cover in emergencies only, from date of departure. Transport by Road: R2,400 per case, by Air: R16,100 per case
Emergency cover by ISOS: R7.66 million pb per 90 day journey (incl. R15,500 cover
each for emergency Optometry and Dentistry and R765,000 terrorism cover). R1,960 co-pay per outpatient claim
–
Hospital Plan
(Hospitalization Cover)
Holiday and Business travel: Limited to 45 days and R500,000 cover for travel to the
USA. All other countries covered up to 90 days, with R3 million per family, i.e. member and dependents.
EuropAssist. Up to R10m per family for medical emergencies. Additional benefit for compulsory COVID-19 tests and medical quarantine up to R10,000 per person
Cover up to R5 million per beneficiary per journey for emergency hospitalisation, incl
emergency evacuation & transportation. Max of 90 days from date of departure. Specific
rules apply and pre-existing conditions are excluded
Europ Assistance. R5 million for emergency medical and related expenses ltd to 45 days per journey for both leisure and business travel
Maximum of 90 days cover in emergencies only, from date of departure. Transport by Road: R2,400 per case, by Air: R16,100 per case
Emergency cover by ISOS: R7.66 million pb per 90 day journey (incl. R15,500 cover
each for emergency Optometry and Dentistry and R765,000 terrorism cover). R1,960 co-pay per outpatient claim
International SOS. R2,5 million per beneficiary per 150 day journey. No Benefit for out-of-hospital expenses
Primary Care
(Network & Income Based)
Holiday and Business travel: Limited to 45 days and R500,000 cover for travel to the
USA. All other countries covered up to 90 days, with R3 million per family, i.e. member and dependents.
No Benefit
No Benefit
Europ Assistance. R5 million for emergency medical and related expenses ltd to 45 days per journey for both leisure and business travel
Maximum of 90 days cover in emergencies only, from date of departure. Transport by Road: R2,400 per case, by Air: R16,100 per case
No Benefit
–